Home Equity Loans

Variable ~ Home Equity Line of Credit

No Upfront Fees*
Variable Rate as low as 5.00%**
Borrow up to 80% of the equity on your home ***
5 to 20 years for repayment
Interest may be tax deductible****

* 3rd Party Re-imbursement Fees may occur if loan is closed within the first 5 year (fees range from $300.00 to $500.00)
** Variable rate may increase or decrease. Maximum APR 18%
*** Rates, terms and approvals based on the member's creditworthiness. Certain conditions and restrictions may apply. Maximum loan amount of $100,000.00
**** Consult your tax adviser regarding your individual tax situation

Fixed Rate ~ Home Equity Loan

Introductory Fixed rate as low as 6%*
Maximum Amount $100,000.00
Minimum Amount $15,000.00
Borrow up to 80% of the equity on your home**
5 to 20 years for repayment
Interest may be tax deductible***

* Maximum APR 18%
** Rates, terms and approvals based on the member's creditworthiness. Certain conditions and restrictions may apply.
*** Consult your tax adviser regarding your individual tax situation

Payment Protection

Payment Protection Program is an agreement between you and your credit union that can cancel or reduce repayment of your loan debt if you die or become involuntarily unemployed or disabled.

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Loan Calculators

Home Equity Calculator

APR = Annual percentage rate. All lending offers are subject to credit approval. Actual rates may vary depending on term of loan, amount financed, age of vehicle/equipment and personal credit history. Rates quoted are subject to change. Some restrictions may apply. Equal Opportunity Lender.

Please contact a loan officer at 1-800-221-4179 or (520)381-3100 for additional information.

Members with good credit histories will receive our very best rates, some of the best rates offered by any lender.

Other members, who have had past credit problems, will be assigned rates consistent with their credit history. It is our goal that these rates will always be lower than they may be currently paying with other lenders.

Interest rates, terms, approvals based on individuals creditworthiness and guidelines of Pinal County Federal Credit Union.

We encourage all our members to call us regarding our Managed Credit Program. Our goal is to help you obtain credit and save money.

Click on the Loan Request tab and print the loan request two page form, fill out and fax it or bring it to one of our locations for review. One of our friendly loan officers will call you with the status of your loan request.